Shoplazza Payments is committed to providing merchants with secure and compliant payment services. To ensure the platform adheres to legal and regulatory requirements and maintains a healthy transaction environment, certain prohibited and restricted businesses are ineligible to use Shoplazza Payments. Prohibited and restricted business categories may be imposed by law or through the Payment Network Rules, by Shoplazza or the requirements of the Processor’s Financial Services Providers. The types of businesses listed below are representative but not exhaustive. We may add to or update the Prohibited business list at any time.
The following outlines the general categories of products and services prohibited by the Shoplazza Payments Terms of Service.
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Regulated or illegal products and services:
- Products and services that require regulatory approval or must meet specific regulatory standards. Examples include cannabis and related products, prescription medications, medical devices, tobacco products, firearms, gun holsters, ammunition, and other weaponry.
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Financial products and services:
- Activities such as money transfers, virtual currencies, cryptocurrency transactions, check cashing, and credit repair are not allowed.
-
Adult content:
- All products or services involving sexual content are banned, including adult films, adult pay-per-view content, and adult magazines.
-
Pseudo-Pharmaceuticals:
- Products claiming health benefits must be approved by health authorities. Items without approval from local or national regulatory bodies are not permitted.
-
Gambling and Betting:
- Any service or product related to gambling, including sports betting, lotteries, and sweepstakes, is prohibited.
-
Counterfeit and pirated items:
- It is forbidden to sell counterfeit goods or to use copyrighted material without authorization. This includes pirated music and improper use of Shoplazza trademarks or other copyrighted materials.
Businesses Prohibited in the United States
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within the United States below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, per the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with theShoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in USA
- Extended warranties and subscriptions over one year
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentations, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in the United States
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within the United States below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, per the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in USA
- Extended warranties and subscriptions over one year
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentations, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in the United States
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within the United States below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, per the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in USA
- Extended warranties and subscriptions over one year
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentations, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in the United States
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within the United States below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, per the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in USA
- Extended warranties and subscriptions over one year
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentation, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in Canada
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within Canada below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, according to the Regulations of Canada and the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in Canada
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentation, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in Hong Kong
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within Hong Kong below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, according to the Regulations of the Hong Kong Special Administrative Region and the United States Postal Service
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Lead generation services
- Unregistered charities
- Engaging in any form of licensed or unlicensed third-party fundraising, factoring, or other activities intended to obscure the source of funds
- Any product or service that provides peripheral support of any product or service deemed illegal in the Hong Kong Special Administrative Region
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentation, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in the United Kingdom
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within the United Kingdom below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, according to the Regulations of the United Kingdom and the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in the United Kingdom
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentations, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
Businesses Prohibited in France
The following categories of businesses and commercial activities are prohibited or restricted when using Shoplazza Payments. To determine if you comply, please review the list of prohibited and restricted business types within France below:
Prohibited Businesses
Any illegal products and services
- Illegal drugs, substances designed to mimic illegal drugs, (including kava)
- Equipment and items intended to be used for making or using drugs
- Fake references or ID-providing services
- Telecommunications manipulation equipment including jamming devices
- Businesses that engage in, encourage, promote or celebrate unlawful violence or physical harm to persons or property
- Businesses that engage in, encourage, promote or celebrate unlawful violence toward any group based on race, religion, disability, gender, sexual orientation, national origin, or any other immutable characteristic
- Any other products or services that are in violation of law in the jurisdictions where your business is located or targeted to
Adult content and services
- Adult services, including prostitution, escorts, pay-per-view, sexual massages, fetish services, mail-order brides, and adult live chat features
- Adult video stores
- Gentleman's clubs, topless bars, and strip clubs
- All online dating services
- Pornography and other mature audience content (including literature, imagery and other media) depicting nudity or explicit sexual acts
- Any artificial-intelligence-generated content that meets the above criteria
Content creation
- Transactions that provide compensation to creators without an underlying piece of digital content associated. Examples include subscriptions to free, public content or a tip button on a profile page
Debt relief companies
- Debt settlement, debt negotiation, and debt consolidation
Gambling
- Games of chance including gambling, internet gambling, casino games, sweepstakes and contests, and fantasy sports leagues with a monetary or material prize
- Games of skill including video game and mobile game tournaments or competitions, darts, card games, and board games with a monetary or material prize
- Payments of an entry or player fee that promises the entrant or player will win a prize of value
- Sports forecasting or odds making with a monetary or material prize
- Lotteries
- Bidding fee auctions
Government services
- Offering products and services by or on behalf of embassies and consulates
- Offering government services without authorization or value add
- Offering government services with misleading claims
- Disbursement of government economic support, such as grants
Identity services
- Identity theft protection services including monitoring and recovery
Products and services that infringe on intellectual property rights
- Sales or distribution of music, movies, software, or any other licensed materials without appropriate authorization
- Counterfeit goods
- Illegally imported or exported products
- Unauthorized sale of brand name or designer products or services
- Any other products or services that directly infringe or facilitate infringement upon the trademark, patent, copyright, trade secrets, proprietary or privacy rights of any third party
Certain legal services
- Bankruptcy attorneys
- Bail bonds
- Law firms collecting funds for purposes other than legal service fee payment
Lending and credit
- Loan repayments with credit cards
- Credit monitoring, credit repair and counseling services
Marijuana
- Cannabis products
- Cannabis dispensaries and related businesses
- CBD products with THC levels that are greater than the applicable local jurisdiction’s legal limit, including CBD edibles
- Hydroponic equipment and other cultivation or production equipment marketed for growing marijuana
- Courses and information on cultivating marijuana
Nutraceuticals and pseudo pharmaceuticals
- Pseudo pharmaceuticals or nutraceuticals focused on significant weight loss or sexual performance
- Pseudo pharmaceuticals or nutraceuticals making unsupportable or harmful claims
Non-fiat currency
- Cryptocurrency mining and staking
- Initial coin offerings (ICOs)
- Secondary NFT sales
Travel
- Commercial airlines and cruises
Unfair, deceptive, or abusive acts or practices (acts or practices that contravene rules, laws, regulation or guidance prescribed by the Federal Trade Commission, Consumer Financial Protection Bureau or other local consumer regulatory bodies)
- Pyramid schemes
- Multi-level marketing services offering commission or recruitment-based sales
- “Get rich quick” schemes, including: investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up front work; and sites that promise fast and easy money
- Businesses that make outrageous claims, use deceptive testimonials, use high-pressure upselling, or use fake testimonials; (with or without a written contract)
- Businesses offering unrealistic incentives or rewards as an inducement to purchase products or services
- No value added services including the sale or resale of a service without added benefit to the buyer and resale of government offerings without authorization or added value
- Sales of online traffic or engagement
- Negative option marketing, negative option membership clubs, and reduced price trials with unclear or hidden pricing
- Telemarketing
- Predatory mortgage consulting
- Predatory investment opportunities with no or low money down
- Suspicious remote technical support
- Door-to-door sales
- Document falsification services
- Any other businesses that Shoplazza or the Processor considers unfair, deceptive, or predatory towards consumers
Weapons, firearms, explosives and dangerous materials
- Guns, gunpowders, ammunitions, fireworks and other explosives
- Weapon components such as firing pins, magazines, clips, and firearm conversion kits and any 3D-printed weapons
- Improperly marked replicas of modern firearms, including toys
- Pepper spray and stun guns
- Swords and katanas, unless they are meant as replicas or for the practice of martial arts
- Machetes
- Disguised knives and knives with opening mechanisms designed for quick deployment of a blade
- Pesticides requiring application by a certified professional
- Research chemicals
- Toxic, flammable, combustible or radioactive materials
- Unmailable goods, according to the Regulations of France and the United States Postal Service
Misuse of Shoplazza Payments
- Use of Shoplazza Payments with false, manipulated, inaccurate, or misleading information regarding your identity, business entity, the nature of business, and any other information requested by Shoplazza Payments
- Use of Shoplazza Payments to facilitate transactions on behalf of another undisclosed merchant or for products/services that were not disclosed in the merchant's Shoplazza Payments account application
- Cross-border acquiring where the business address of the merchant is outside of the jurisdiction of the acquiring Shoplazza Payments entity unless permitted under the card network rules
- Use of Shoplazza Payments principally as a virtual terminal (e.g., submitting card transactions by manually inputting card information)
- Processing where there is no bona fide good or service sold, or donation accepted; card testing
- Evasion of card network chargeback monitoring programs
- Sharing cardholder information with another merchant for payment or upsell cross-sell product service
- Use of Shoplazza intellectual property without prior written consent from Shoplazza; use of the Shoplazza name or logo including use of Shoplazza trade or service marks inconsistent with the Shoplazza Brand Guidelines , or in a manner that otherwise harms Shoplazza payment or the Shoplazza brand; any action that implies an untrue endorsement by or affiliation with Shoplazza
Others
- Any product or service that provides peripheral support of any product or service deemed illegal in France
Restricted Businesses
You cannot use Shoplazza Payments for the following activities, unless you have received prior written approval from us. If you think your business falls into one of the restricted categories, please contact us. Because of the Processor Terms, the requirements of the Processor, and our compliance and legal obligations, we may introduce rules, policies and other documentations, and amend, remove or supplement any conditions or procedures on your use of Shoplazza Payments, at our sole discretion from time to time.
Content creation (Content creation related transactions)
- Content-related tips and gifts
- Purchases of access to exclusive content or digital goods
Cannabidiol (CBD)
- CBD products containing only negligible amounts of THC, per local limits
Financial products and services
- Investment and brokerage services
- Lending services, including real estate loans
- Buy Now Pay Later services
- Crowdfunding
- Debt collection agencies
- ATMs
- Insurance services (including medical benefit packages)
- Money transmitters, remittances,currency exchange services, and other money service businesses
- Peer to peer money transmission
- Escrow services
- Neobanks or challenger banks
- Check cashing
- Payable-through accounts
- Selling bearer shares
- Other financial services
Pharmaceuticals, medical devices and telemedicine
- Online pharmacies, including SaaS platforms
- Card-not-present prescription-only products and pharmaceuticals
- Prescription-only and regulated medical devices
- Prescription delivery services
- Telemedicine and telehealth services
Tobacco
- Tobacco products including e-cigarettes, cigars, and e-liquid
- Herbal cigarettes
- Production equipment specifically marketed for the production of tobacco products
Non-fiat currency and stored value
- Cryptocurrency (for example, bitcoin, ripple, ethereum, dogecoin, cardano, and so on) exchanges and wallets.
- First-party non-fungible tokens (NFTs) minting and sales, including marketplaces and SaaS Platforms. Prepaid phone cards, sim cards, and phone services
- Sale of stored value or credits maintained, accepted and issued by anyone other than the seller
- Sale of in-game currency or game items, unless the business is the operator of the virtual world
- Preloaded payment cards, gift cards, virtual credits or other products and services in which a monetary value is stored within the item (digital or physical)
Others
- Age restricted goods or services such as alcoholic beverages
- Payment facilitation and aggregation (including receiving settlement proceeds for goods or services that you did not provide, on behalf of one or multiple third-party sellers)
Businesses that might pose elevated financial risk
Travel
- Travel reservation services and clubs
- Charter and private airlines
- Timeshare services
Businesses that are prone to abuse by fraudulent actors or abuse by ‘bad actors’
Multi-level marketing
- A business strategy where companies earn revenue and participants earn commissions from retail product sales network marketing, and referral marketing programs
Shipping
- Drop shipping
Others
- Soliciting donations or fund contributions
- Charity sweepstakes and raffles for the explicit purpose of fundraising
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