To subscribe the official plan, your credit card or debit card are required. After binding the bank card, you can set the default card for subscription fees and commission fees deduction. Learn how to bind your bank card , please refer to https://helpcenter.shoplazza.com/hc/en-us/articles/4413231804697-How-to-Link-the-Bank-Card-to-Pay-For-the-Subscription-and-Commission-fees-